Unexpected illnesses or injuries can cut your revenue stream, making short-term disability insurance a safety net for anyone. What the Johnson Health and Life company believes is how vital it is to be placed in a financially stable position when one cannot work; our short-term disability insurance solutions are therefore organized to give you a portion of your current income to manage your finances and recover without having to worry about suffering added financial strain.
We allow people to connect with insurance companies that offer plans accommodating various requirements and kinds of jobs, including independent contractors. Whether you suffer a minor injury or something that keeps you out of work for a longer period, we help you find the right coverage that takes effect sooner rather than later and minimizes waiting periods. For you to focus more on your health and get back on your feet, we want the coverage process to be as easy and hassle-free as possible.
At Johnson Health and Life, we pride ourselves on being transparent in our actions. From day one, you will be clearly shown what each aspect of your short-term disability insurance entails. Our simple process starts with a comprehensive consultation where we explain the nitty-gritty of various policies and how they apply to your circumstances. We ensure that all terms, conditions, and potential benefits are communicated clearly so that there are no surprises. Our subscribers receive updates regarding the development of their cases and are guided through what steps to take to claim their benefits. Their inquiries are kept up and running through open lines of communication to support the insurance experience better and make your claim less stressful.
Have questions or need expert advice on your insurance options? Contact us for personalized assistance to ensure you find the best insurance solutions.
Our service is free for clients as we receive our compensation directly from insurance providers, ensuring no additional cost to you.
Specializing in connecting clients to the best insurance providers, our expertise ensures you receive the most suitable coverage options.
We act as your advocate, prioritizing your needs and interests in every negotiation, ensuring you get the best possible terms and conditions.
Our efficient and transparent process eliminates confusion and speeds up the time it takes to secure your insurance, simplifying what can often be a complex journey.
Benefits begin after a short waiting period that varies depending on the plan but generally is within 14 days from the date of disability.
To file a claim, you must provide a medical certificate attesting to the disability, proof of income, and any other documentation required by a specific insurance policy.
Yes, many of our connected plans include coverage for disabilities arising from mental health conditions, subject to the terms and conditions of the individual policy.
Short-term disability insurance is usually for a specified period; however, some policies offer extensions or transitions into long-term disability insurance where medically justifiable.